Fixed or Variable Rate?

Fixed or Variable Rate?

A guide to choosing in 2023 Mortgage rates are at 21-year highs and an estimated 3.4 million Canadians facing mortgage renewal before 2025. So, it is no surprise that many of us are feeling anxiety about interest rates. Canadians are trying to find their footing in a...
Should You Invest or Pay Down Your Mortgage

Should You Invest or Pay Down Your Mortgage

Is it better to invest your surplus income or focus on paying down your mortgage faster? Canadian households are carrying a lot of debt these days. And while realizing the dream of becoming a homeowner is wonderful, the mortgage that comes along with it is often a...
Reverse Mortgages

Reverse Mortgages

How to hold your mortgage on a fixed income When we plan for our “golden years”, most of us envision being care-free, mortgage-free and enjoying retirement in the home where our most cherished memories were made. We picture travel. We picture helping our children...
Mortgage Rates in 2023

Mortgage Rates in 2023

Mortgage Rate Predictions for Toronto in 2023 It’s no secret that mortgage rates in Toronto have been on the rise lately, and it looks like they will continue to go up in 2023. In fact, they’ve been slowly but steadily increasing for the past few years and there’s no...