Mortgage Broker in New Hamburg and Waterloo Region
Helping first-time buyers, self-employed, and credit-challenged clients across Ontario get approved.
Whether you’re buying your first home, self-employed, or dealing with credit challenges, there are more options than you think. I help clients across Ontario secure the right mortgage solution – without the stress or confusion.
Real Results for Real Clients
As first time homebuyers, we had no idea if owning a home was even possible for us. Abbi was there every step of the way. She answered every question with no judgement. She helped us understand all of our options and talked us through making big decisions. She advocated on our behalf, and made what seemed like an impossible process simple to navigate.
Abbi has changed our lives, and we are so grateful for the time, genuine care, and attention to detail that she gave to our family.
Thank you, Abbi! 🥰
Abbi was great to work with. My situation wasn’t straight forward and she was able to help me work through all the details. Super friendly and very responsive. 5/5 will use again.
I can’t recommend Abbi enough to meet your mortgage needs. She was warm, welcoming and listened. She made suggestions that suited my needs and didn’t push anything. Abbi made this process seem effortless and easy.
Abbi is highly professional and incredibly helpful! Her care for her clients shows in the effort she puts forth finding the right mortgage that works for them and their needs; also recommending a reputable real estate lawyer to finalize and close the signing agreement.
10/10 would recommend her services!!
Thank you so much Abbi for everything you did to make my mortgage transition easy!
It was a pleasure working with Abbi, she was recommended by a friend that she too helped before me, she helped me find what I was looking for and helped me get to where I wanted to be today with my home purchase. She was very helpful, kind and knowledgeable, she had answers for the many questions or concerns I had.
Thank you Abbi! ❤️
Me and my wife could not be happier with the mortgage service from Abbi!
She is amazing to work with and is always there for you. Top rate Broker!
I highly recommend you choose Abbi. She was so patient in my dealings with her, as well she was thorough, considerate and I knew she had my best interest at heart.
If you ever wanted to find a mortgage broker that is 110% on your side. You’ve found her. Abbi is honest, she explained all our options and what ones she felt were the best. She was patient, not once did we feel pressured to make a decision. She was reliable, she always returned our calls. Abbi went above and beyond all expectations to help us get the right mortgage for us. We look forward to using Abbi in the future. She was the absolute best. We highly recommend Abbi for all your mortgage needs.
Real Solutions for Real Life
Not every mortgage fits neatly into a bank’s box – and that’s okay.
I help clients across Ontario find solutions that actually work for their situation:
• First-time home buyers
• Self-employed borrowers
• Credit challenges or past financial setbacks
• Debt consolidation & refinancing
• Second mortgages
• Seniors accessing home equity
With access to a wide network of lenders, I can find solutions tailored to your situation – not just what one bank is willing to offer.
First-Time Home Buyers
Buying your first home doesn’t have to feel overwhelming. I’ll guide you through every step – from pre-approval to closing – so you can move forward with confidence.
Self-Employed Mortgages
If your income doesn’t fit traditional guidelines, I work with lenders who understand how to properly assess self-employed clients.
Debt Consolidation
Combine high-interest debts into one manageable payment and regain control of your finances.
Bad Credit Mortgages
Been declined by a bank? There are still options. I help clients get approved now while building a plan to improve their financial future.
Part of a Strong Team of Professionals
TMG is an award winning mortgage team serving communities across Canada. Abbi is a proud member of this team and goes to the limit to support hard working families in achieving their home ownership goals.
Frequently Asked Questions
What does a mortgage broker do?
A mortgage broker works on your behalf to find the best mortgage solution from multiple lenders, rather than just one bank. This gives you more options, better flexibility, and often better approval chances.
Do I need perfect credit to get a mortgage?
No. You do not need perfect credit to get a mortgage. There are many lending options available for clients with good, fair, or challenged credit depending on your situation.
Can I get a mortgage if I’ve been declined by a bank?
Yes. Being declined by a bank does not mean you can’t get a mortgage. Alternative and private lenders often use different approval criteria based on income, equity, and overall financial picture.
How much do I need for a down payment in Ontario?
The minimum down payment in Canada is typically 5% for homes under $500,000. Higher-priced homes require tiered down payments based on the purchase price.
Can self-employed people get a mortgage?
Yes. Self-employed borrowers can qualify for mortgages using alternative income verification methods such as bank statements, stated income, or business financials.
What is a mortgage pre-approval?
A pre-approval is an estimate from a lender showing how much you can borrow and at what rate. It helps you shop with confidence and strengthens your offer when buying a home.
How can I improve my chances of mortgage approval?
Improving your credit score, reducing debt, saving for a larger down payment, and working with a mortgage broker can all increase your chances of approval.
Do you charge for your mortgage services?
In most cases, mortgage brokers are compensated by the lender once your mortgage is funded, meaning there is typically no direct cost to you for standard mortgage services.
What areas do you serve?
Abbi works with clients across Ontario, including Kitchener, Waterloo, Cambridge, Guelph, and surrounding areas.
How do I get started?
The best first step is to book a free consultation or complete a mortgage application so we can review your situation and explore your options.
Have Questions? Let’s Talk
Every situation is different – and the right strategy can make all the difference.
👉 Apply now or book a free consultation to get started.
Download your Free Comprehensive First-Time Home Buyer Guide
Proudly Serving
New Hamburg • Baden • New Dundee • Petersburg • Wellesley • Kitchener • Waterloo • Stratford
"I can’t say enough about my experience with Abbi! She’s knowledgeable, professional, reliable and very time efficient. Buying a house/refinancing can be very stressful, she made the process smooth and only looks out for her clients best interest. I will definitely be using her in the future!"
Kalie R.
Contact Info
Address:
338 Waterloo St unit 8
New Hamburg, ON
N3A 1T6
Phone:
(226) 868-0063
Email:
abbi@abbistevenson.com